Join millions of users sending and receiving payments with Paytelex.
Getting paid or paying your customers doesn’t have to be slow and stressful.
Paytelex conveniently takes collecting and disbursing funds to a whole new level — it’s easier, faster and free.

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Why Use Paytelex?

Because We Offer Everything You Need!

Instant Wallet Top-up

Top up instantly by simply transfering cash to your Paytelex virtual account number and hold up to 10 million naira in your secure wallet.

Exchange Currencies in a Snap

Spot the best rates, and make instant exchanges for 10 currencies. Or let our SmartExchange™ technology do it for you at prevailing rates as you spend.

Multiple Virtual Accounts

Create multiple virtual account numbers to receive payments for your different outlets or businesses to ease your reconciliations.

Multicurrency Account

Access and manage 10+ currencies, advanced reporting and analytics all from just one account.

Unlimited International Shopping

Unlock a world of possibilities with our limitless virtual Mastercards, physical cards are also available for delivery to your doorstep.

Unrivalled Banking

Send money to any bank in Nigeria for 5 naira, earn 1.5% cashback on bills payment and 5% on airtime purchase. No account maintenance fees.

What makes us different

Save money on every transaction!

Affordable, transparent fees, no hidden charges

With every transaction secure and protected,
you can conveniently receive and spend your money without worry or paying unreasonable fees


Enjoy real-time confirmation of transactions to speed up your customers’ payment experiences in-store and online.


Get your money transfered fast. PayTelex transfers the funds from your virtual accounts into any bank account instantly.


It’s free to open a PayTelex account and buy something using PayTelex unless it involves a currency conversion.



Satisfied Account Holders


Successful Transactions
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Our customers are our
biggest fans

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    It’s been great using PayTelex so far! All we do is share our payment details with customers after their hair is done, and they make instant transfers to us using our virtual account.”

    Obinna Chuks


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    So far everything is good, it is simple to deposit and make withdrawals, everything is shaping up accordingly, you are on a right track doing absolutely good

    Olawale Simon

    Recharge Card Vendor

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